Yeah...that's an unsolicited little CIBC credit card application. It might be unrelated, but when we there's tough talk about the economy it seems, to me at least, that these things start to show up. I see these applications and I know that the people who will jump at these "opportunities" are probably those who can least afford them.
And the banks make it easy:
Wow - not only can I apply for credit I might not be able to afford, I don't even need to pay for postage! What a bargain! I'll try not to notice those 19% interest rates on the back of the application...
I figure I should let CIBC know how I feel and they've been kind enough to supply the means.
I do this with all unsolicited mail that shows up with a postage paid envelope. It might seem petty, but the post office needs all the help it can get.